Not Another MLM!?! Is Network Marketing a SCAM?!

You’ve seen it a hundred times.

Your good friend Karen is just a normal person, minding her own business… then

BAM!

Karen joins an MLM company.

You avoid talking to her.

You ignore her messages in your inbox.

You may even unfollow her on social media so you don’t have to see the posts about her products.

You are convinced that MLMs are bad news. You haven’t ever actually done business with one before, but you’ve heard a lot of rumors. And they aren’t good:

  • The products are overpriced
  • The reps are obnoxious
  • They have bad business practices
  • MLMs are a scam

While some of this may be true of some companies or some reps, it is important to note that Network Marketing (previously known as Multi-Level-Marketing) is none of these things in and of itself.

Network Marketing is just a way that some companies do business.

It’s simply a different marketing strategy.

Just as most companies employ “conventional” marketing techniques like TV commercials, billboards, internet banners and other such methods, Network Marketing companies employ an equally valid marketing technique:

Word of Mouth

It is well-known in the world of retail sales that the gold standard of advertising is word-of-mouth advertising for a couple of reasons:

  1. Word of Mouth advertising is free
  2. Word of Mouth advertising is incredibly effective:
    • If your mom tells you she just had the best burger of her life at the new restaurant on the corner…what will you be having for lunch tomorrow?
    • If a guy you meet at work tells you Lasik eye surgery changed his life and he hasn’t had to use glasses for 13 years, are you likely to consider it for yourself?
    • If you watch a girl at church go from a size 18 to a size 6 and she tells you it’s because she started drinking a certain brand of shake, how likely are you to look up that specific brand as soon as you get home?

Word of Mouth Advertising is powerful. When someone you trust tells you that a product is good, you listen. And you are much more likely to buy that product than if you just saw it on a TV commercial.

And that referral didn’t cost the company anything!

Companies all know that word-of-mouth marketing is the most influential marketing of all, but they all use different ways to entice people to recommend their products.

Some companies offer affiliate programs to bloggers or social media influencers. For example, if you sign up as an affiliate for Amazon, you can create product links that generate a commission for you whenever someone buys. The larger your referral sales, the higher the commissions.

If you like to look at reviews before buying a product, you have probably seen reviews that said, “I received this product for free/at a discount in exchange for my honest review.” Companies are desperate to harness the power of word-of-mouth. So desperate, they are willing to give their products away for FREE to get it!

If every company in the world could use the power of Word-of-Mouth marketing for every product, they definitely would.

What Makes Network Marketing Different

Network Marketing companies harness the power of Word-of-Mouth marketing instead of traditional marketing methods—and they use those billions of dollars of advertising budget to pay a grassroots army of reps, who live and work among the masses.

People like your cousin Lucy or your uncle Marvin.

People you trust.

People you love.

And if your mom is selling a great shampoo, wouldn’t you much rather use your dollars to support her than buy an inferior quality product from a big box store?

The strategy is genius if you think about it: the product has to be great, or they won’t find people to recommend it to everyone they know.

Because of this, the products from network marketing companies are often far superior to anything you can buy on the mass market.

BUT…??

Now let’s look at a few of the objections that may pop up in your mind when considering a network marketing company or opportunity:

Objection #1: The products are overpriced.

I used to think this too.  After all, why would I buy a $30 face wash or a $50 supplement when I can get what looks like the same thing for ¼ the price at Target or on Amazon?

It looked like those multi-tiered compensation plans just created a bunch of needlessly expensive products.

Then I did some research.

I started seeing products I really wanted to try from network marketing companies that I couldn’t find anywhere else.

Sure, there is a supplement that says it does the same thing on Amazon a lot cheaper, but when I look at the reviews on that product it doesn’t seem to be working for people. When I find one online that does have great reviews, it is even more expensive than the “expensive” network marketing product I was trying to avoid! And often the network marketing products last a lot longer or include freebies with a purchase… and they want to give me a discount!

When I really started looking into it, I realized the products weren’t overpriced after all. They were often better quality than what I could get anywhere else, and they were cheaper!

Almost every network marketing company offers discounts on their products based on an automatic shipment, and most also offer wholesale pricing to distributors, or to people who want to buy a bundle of products initially.

Quality matters. I have come to learn that I get what I pay for. People aren’t buying expensive things because they are stupid. They are buying more expensive things because there is value there.

Have you ever purchased a cheap product from a retailer and it barely survived the ride home? Purchased a supplement or protein powder of inferior quality that did nothing for you—or worse—made you sick?

These products have rave reviews for a reason. People are paying their prices for a reason. The quality demands it.

Did you know there is a 70% mark up on any product you buy on a store shelf? There are a lot of expenses that go into a product that have nothing to do with its quality:

  • Manufacturing
  • Advertising
  • Distribution
  • Retailer Mark-up

You are never paying what it costs to make the product because there are so many steps (and people who need to get paid) in-between.

So if you are buying a bar of soap that costs $1, think about it: what kind of quality can it possibly have? It cost the manufacturer 20-30 cents to make it. Are you willing to wash your body with something that cost 20 cents? If you’ve ever tried to make soap, you know it costs more than $1 just to make it with the raw materials, not even including the effort, marketing and shipping. So that soap you thought was such a good deal? Watered down and likely toxic. All so you could save $1.

The businesses that create products are doing it to make money. Everyone has to make a living. So if they are selling cheap products, it’s worth considering what you are really spending your money on. If it’s an inferior quality product with toxic ingredients that will last you a week instead of a month, are you really getting such a good deal?

Story Time

Once my husband purchased “cheap” underwear at Target. He expected that maybe it wouldn’t last as long as the ones he usually bought, but what he didn’t anticipate was that he couldn’t wear them at all. They were itchy and uncomfortable, and he threw the whole package away. Did he save money or waste it? Now he only buys quality underwear, even if it costs three times as much. They are comfortable and they last 2-3 years, so for him that is the value that matters.

When you do a bit of research, you will find that most network marketing companies provide products of superior quality which present a better value than cheaper products offered in stores.

Another example: for years I looked for a natural shampoo that would make my hair healthy. I tried every product on the market: whatever I could find at my local health food store, at salons and online. Nothing ever worked for me.

My hair was damaged, frizzy, thin and unmanageable. I was frustrated because I was not willing to compromise on ingredients. I only wanted to use something natural… but nothing natural ever worked!

I heard about a hair care brand called MONAT, but I balked at the prices. Why would I pay so much for shampoo? When I looked at salon-quality brands, however, they were even more expensive—and filled with toxic ingredients I didn’t want to use!

So I tried it.

Guys.

From the first wash, I could see, feel, smell the difference. My hair was smoother, shinier, more manageable without me doing anything different! Not only that, but that handful of hair I used to shed in the shower? It was reduced to just a few strands.

Photos on the left: before MONAT. Photo on the right: about 11 months of exclusive MONAT use.

I was hooked. How could I not use this stuff? I had been looking for it for YEARS.

And as it turns out, the first bottle I ever purchased lasted me almost a YEAR. That made it cheaper than anything I’ve ever used before: even the clearance stuff of the store shelf at a big box store!

Some things are more important than saving a little cash.

We have to consider the quality of the product.

If I’m faced with a crappy cup of coffee or no coffee at all… I choose no coffee. Every time. It’s not worth it to me if I don’t like it.

The experience also counts for something. Just walking into a locally-owned coffee shop relaxes me. I feel comfortable and wanted: it makes me want to stay awhile. On the contrary: walking into a convenience store is harsh and sterile. I want to get out of there as soon as possible!

I will happily go out of my way to go into a locally-owned coffee shop and pay four times the price of a cup of coffee—because cheap gas station coffee isn’t worth getting at all.

This is the whole idea behind Network Marketing. What if, instead of buying from a corporation, we could buy from our friends… our family… our neighbors?

What if we worked together and helped each other? When all of my friends have small businesses, I can get everything I need from my circle…. I don’t  have to step foot into Wal-Mart or Target if I don’t want to. I get the best products for a great value and the best possible customer service—because I’m shopping with my friends.

Objection #2: The reps are obnoxious.

Maybe you’ve had a bad experience with people who were involved with Network Marketing companies. Maybe they hassled you and bothered you and spammed you with information you didn’t ask for.

Maybe someone sent you a friend request on social media, only to immediately send you a cold message asking you to buy their products or share their business with your friends.

These are not good business practices; they never were. Not only are they annoying, they simply don’t work. Irritated people will not become your friends, your customers or your business partners.

But think about it: just because some people do it wrong doesn’t mean you should never do business with anyone involved in Network Marketing.

As we discussed above, the quality of many products from Network Marketing companies is superior to anything you can find in the store, and often at a better value.

Why would a bad experience with one person or company prevent you from benefiting from great products or even a business opportunity you could really use with another person or company?

Most companies appeal to consumer wants and needs through advertising.

Network Marketing companies appeal to consumers through relationships.

It’s like the difference between going to a gas station for coffee or stopping in at a locally-owned coffee shop.

Sure, you may pay more for the coffee from the coffee shop, but you probably get better quality coffee (that tastes better), a more inviting atmosphere, and you can sit and chat with the owner while you are there.

Which one is really the better value?

Objection #3: Pyramid Scheme! 

We’ve all heard that MLMs are “pyramid schemes.”

But this isn’t accurate.

From Wikipedia: A pyramid scheme is a business model that recruits members via a promise of payments or services for enrolling others into the scheme, rather than supplying investments or sale of products.

Pyramid schemes are illegal, and don’t involve any products or services. They ask for money from participants, and promise that everyone will make much more money than they “invested.” No products or services are exchanged.

Example: Sally tells Bill that there is an investment opportunity that is really easy. All he has to do is invest $1000 and recruit 2 or 3 other people to do the same, and he will make back $5000. Sound good? Maybe, but it also sounds very sketchy.

Pyramid schemes are illegal for a reason: they are a true scam. People at the top make all of the money, and people at the bottom are left holding the bag when the whole thing collapses.

Network marketing companies aren’t like this at all. There are true products and services involved, and that is what you exchange your money for. Just like when you walk into a store and fill your cart then pay for it… you do the same thing with network marketing companies.

The ONLY DIFFERENCE between network marketing companies and other companies is the way they market their products. That’s it. Just the advertising. Everything else is the same.

Now let’s do a little exercise.

Pull out a piece of scrap paper and draw the organizational layout of the company you work for. Or of Sony. Or Ford.

There’s a guy at the top, right? Usually the CEO. Then a couple of people under him, and a few people under them, and on and on and on.

What shape does your drawing make?

Pretty much every company makes this shape: with the people at the top “making the most money,” and the people at the bottom “doing all the work.”

So next time you are tempted to yell “pyramid scheme…” think about it.

The thing I like about network marketing is that it is a level playing field. Literally anyone can be successful, with little to no start-up cost.

Do you have to work hard? Yes.

Do you have to be determined and persistent? Yes.

But is there any limit to what you can accomplish? No.

Sounds kind of like the American Dream to me. 

The tax savings alone make it worth joining a network marketing company, because when you do, you are “starting a business” in the eyes of the IRS, and that means tax deductions, which can get you a fat return check in April.

Besides tax savings, residual income is definitely something you want–and network marketing companies provide that in spades. Would you like to work once and get paid forever? That’s the kind of potential we are talking about here.

To Recap….

Network Marketing is a business model that involves marketing primarily based in Word-of-Mouth advertising. Network marketing companies harness word-of-mouth marketing over traditional mass-marketing methods.

And in the process, they partner with individuals like you and me. They allow us to be their spokespeople, which is way better than hiring celebrities and purchasing TV spots or internet banner ads.

Better for them, and better for us.

It’s better them, because they pay out their “advertising costs” on commissions.

Instead of spending millions of dollars on an advertising campaign, they will pay out millions of dollars in commissions to regular people like you and me.

That advertising money is spent either way. But when it’s spent on commissions rather than advertising, everyone wins.

The company gets more effective advertising, dollar for dollar. And we have the opportunity to build residual, passive income and become financially independent.

Once you understand what Network Marketing is, and what it is capable of giving you, I think you will believe (like I do) that it is the best business model there is.

What Do You Think?

Did you learn anything new about Network Marketing or MLM business strategy?

Will you think differently about it the next time you hear someone say, “I don’t do MLMs,” or, “That’s a pyramid scheme?”

 

 

More Resources

Residual Income: How to Get it in 5 Steps

You Need a Side Hustle: Tax Advantages to Having a Home-Based Business

How to Get the Best Hair of Your Life–And Make Money Doing It

Save the Most Money Possible on the Best Natural Haircare and Skincare

New to Freedom & Coffee? Start here.

 

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

WOW Apple Cider Vinegar Shampoo by Skin Science: An Honest Review

I am a sucker for natural products. Anything that claims to use the power of nature to work wonders on my skin, my hair, my body, or my overall health has me entranced, and I have to try it. 

Hair History

For years, I bounced from shampoo to shampoo, looking for natural products that would make my hair healthy, shiny, thick, smooth and manageable. I tried everything I could find: online, at the health food stores, and even in salons. Nothing ever worked for me: my hair was thin, fine, frizzy, flat, weak and pathetic. It was very frustrating. 

About two years ago I found a product that transformed my hair: it is now thicker, longer, healthier, shinier, smoother and so much more manageable than ever before. My shedding is down 80% and my hair is 2-3x thicker than it’s ever been. It would never grow past my shoulders and now it’s half-way down my back. It’s just overall better. 

That doesn’t stop me from seeing ads for other products that come out, however. 

I’ve been eyeing this WOW Apple Cider Vinegar Shampoo by Skin Science for awhile: the ads are everywhere and they look really good! I’ve even had a couple of friends say they love it.

Apple Cider Vinegar is making people’s hair thicker, shinier, longer, healthier! It’s getting rid of dandruff and build up! (Basically everything my current shampoo has done for me. But this one looks like it might be cheaper, and what if…?)

So when I was offered the chance to try it, I thought this would be a great time to compare it with my current routine. 

Full disclosure: I love my current hair products. They have done wonders for my hair. I don’t think I’ll ever switch. But if I found something I liked better, that was just as natural and cost less, I absolutely would switch. And I would promote that shampoo instead of the one I have been talking about. 

So let’s see how this one shakes out. I will try not to compare too much with what I’m using, but I’ve been using it for almost 2 years, so some comparison is inevitable: I am used to my hair being the way it is, so I have to compare my experience here with that. 

Let’s see how it goes! 

First Impressions

  1. Large Bottles, Low Price
    My first impression is that at first glance it appears to be very affordable. The bottles are 16.9 ounces and I paid $29.99 for a shampoo and conditioner set (they’re about $20 each if purchased separately on Amazon).

Over the past couple of years I have realized that fluid ounces of hair product + price is not always the most accurate indication of value. Most shampoos I’ve looked at are heavily diluted, so it’s necessary to use an entire handful to get a good lather on my head. If that’s the case, 16.9 ounces may not last as long as it looks. If I’m using almost an ounce of product for each wash, it will last me less than 20 washes.

2. The Ingredients

I also had to look at the ingredients. I have become somewhat of a shampoo ingredient guru over the past 20 months with countless hours of research under my belt, and I can recognize the main offenders of toxicity and build-up in hair care products pretty quickly. 

I noticed the claims of WOW Apple Cider Vinegar Shampoo by Skin Science (from the official Amazon store):

  • BEAUTIFUL, STRONG HAIR: WOW Apple Cider Vinegar Shampoo is able to balance the pH level that closely resembles human hair to help obtain the silkiest, softest, glossiest hair. Use twice a week to be less prone to breakage, split ends, and thinning hair.
  • CLARIFYING CLEANSER: Detox your hair & scalp – cleaning the buildups caused by dirt, dust, filth, dead scalp cells and styling product. Raw apple cider vinegar ensures removal of toxin in damaged hair. Helps rejuvenate & refresh for men and women.
  • MAXIMIZE HAIR SHINE: Improve your hair cleansing routine with our deep cleaning shampoo to get the best results possible. You’ll reduce dandruff, flakes, and frizz while enhancing shine and gloss to your hair. Get the best hair nourishment available.
  • SLOW DOWN HAIR LOSS: Saw palmetto helps slow down hair fall and male pattern baldness, reducing the amount of hair strands falling during a shower. With a little patience, your hair will have more volume and will feel softer, thicker and natural.
  • NATURAL INGREDIENTS: Our WOW Apple Cider Vinegar Shampoo is hypoallergenic, sulfate and paraben free for moisturized and hydrated hair. Massage scalp and stimulate hair follicles to be less prone to breakage, split ends, and thinning hair. Cruelty Free.


Sounds pretty good! I did notice that there were no claims to not contain any PEGs or petroleum derivatives, silicones, waxes, gums, phthalates or harmful fragrances. 

This distinction is important for a few reasons: 

PEGs or Petroleum derivatives are the most toxic ingredients in most hair and body care products. All of the problematic ingredients: sulfates, parabens, phthalates, harmful fragrances, harsh sulfates and other toxic chemicals are most often derived from petroleum. If you see a guarantee that there is no petroleum or PEG (petroleum derivatives), pay attention! 

Harmful fragrances (derived from PEGs) cause a lot of problems! Many people have become very sensitive to artificial fragrances and with just a passing exposure can have symptoms like migraines, dizziness, nausea, or worse! Even if you don’t have a fragrance sensitivity, these fragrances can cause hormone imbalance (endocrine disruption) and absorb into our bloodstream, causing more health issues over time (and sometimes building up to result in the fragrance allergies listed above). 

Silicones, waxes and gums are not necessarily toxic, but they are deadly for your hair! These artificial (and sometimes even natural) ingredients build up on the hair strands and in the hair follicles. They are in most hair products for a reason: they make hair feel soft, silky and smooth by coating the hair strand with a waxy, plastic-like substance that glosses over the imperfections and damage of the hair cuticle. The problem with them is that they build up on the hair strands and on the scalp over time, causing issues like dry, brittle, frizzy hair, dandruff, oily scalp, and even hair thinning over time! That’s the opposite of what we want from our shampoo!

Phthalates, parabens and harsh sulfates are also commonly derived from petroleum (PEGs) and therefore carry the same health consequences listed above. I have seen some sulfates that can be derived from other sources, like coconuts (as in the case of Dr. Bronner’s Sal’s Suds), but for the most part, ingredients like SLS are toxic and will damage your health and your hair in the long run. Your best bet: find products completely free of PEGs or petroleum products of any kind. 

Overall, Wow Apple Cider Shampoo and its accompanying Conditioner are not as bad as many mainstream products, but I was not impressed with them as a whole.  

3. Where is it Made?

The bottle indicates WOW Apple Cider Shampoo and Conditioner by Skin Science are made in India. I do like that my current shampoo is formulated, manufactured, processed and shipped from start to finish on American soil. Not only is it a point of pride and provides jobs for American workers, it makes the products more Eco-friendly as well, cutting down on pollution from shipping and other environmental footprints. 

4. Is it Eco-Friendly? 

As it contains petroleum derivatives, that already makes it less than ideal from an ecological standpoint (as well as a health one). The bottles do have a “1” plastic recycle code, which means they are recyclable. Hooray! But the fact that they are less concentrated means they use more plastic than necessary, and more bottles need to be used and recycled than if it were more concentrated. So overall, not terribly impressed with the eco-footprint, especially combined with the fact that it is made in India and shipped to me across the world, containing mostly water. 

Testing the Product

Without further ado, let’s see how the product works!

The First Wash

I followed the instructions on the bottle, which advise to use a “generous amount” of shampoo, lather on the scalp, and allow to sit on the scalp for up to 5 minutes for best results, then rinse and follow with conditioner.  

In doing this I noticed I used 5-6 times as much product as I usually do to get a good lather on my scalp. It definitely is not nearly as concentrated as the products I have been using.

The Fragrance

The shampoo smells like apples, and the conditioner smells like coconuts. 

But not like smelling an actual apple or coconut… more like smelling an apple or coconut candle. Very artificial fragrances. I am not chemically sensitive to most fragrances unless they are in my face and I’m breathing them in heavily for over an hour, but I can usually spot harmful artificial fragrances just by their overpowering, artificial-smelling scent. These products do not even claim to eliminate harmful fragrances, so it’s clear that the fragrances are not natural or safe. 

Shedding

My primary concern before using my current shampoo and something that is very important to me is shedding. Since I was a teenager I would shed handfuls of hair in the shower every time I washed, and then I would be shedding hairs all day long: every time I ran my fingers through my hair I would get 4 or 5 hairs. In order to prevent my hair covering everything, I made constant trips to the trash can to throw away the hairs that were inevitably in my hands every few minutes. 

Shedding I have experienced over the past two years with my current products and routine, washing 1-2 times per week.

 

The shampoo I’ve been using for the past couple of years cut that shedding down by about 80%, which also has made my hair much thicker as it’s grown out without all of the constant fallout. I was very curious to see what happened when I used this shampoo, and a little bit worried because I don’t want to lose all that hair again after growing such a thick, healthy head of hair over the past 2 years! 

 

 

 

Shedding from shower using WOW Apple Cider Vinegar Shampoo and Conditioner.

In the first wash, I did experience about twice as much shedding as I usually do with my current shampoo. Not as bad as before, but still not exciting to me. 

Tangling

My hair type is fine and thin, so I have always had some issues with tangling and knotting, especially when my hair is damaged and I need a haircut. With my current shampoo regimen I almost never have any tangling. If i do have tangling (once every month or two) I use the detangling spray from our junior line and that takes care of it. 

Shedding when combing out numerous tangles after using WOW Apple Cider Vinegar Shampoo and Conditioner.

With Wow Apple Cider Vinegar Shampoo and their accompanying conditioner, my hair felt more coated than I am used to, and it was much more tangled. When using my wet brush to brush it out, I lost about the same amount of hair I had lost in the shower when I was washing! 

To be honest, the shedding alone makes me hesitant to use this product again, but I want to use it at least a few times for a fair review. 

 

 

 

Results

My main requirements are low shedding, no frizz, manageable, thick, healthy hair with shine and volume, that will grow past my shoulders. Of course I don’t want to add build up to my hair if i don’t have to either.

Knowing the detriment of buildup to my hair health, why would I? 

For the purposes of review, I did everything the same as I normally do it with my hair: I most often air dry by twisting my hair up into a bun and allowing it to dry in loose curls that way. So that is what I’m doing with WOW Apple Cider Vinegar Shampoo and Conditioner by Skin Science

Here are my results: 

  1. Shedding. As I discussed above, the shedding has quadrupled in just one wash. Not loving it. 
  2. Frizz: More frizz than normal, but not terrible. Definitely not as bad as before I started using my current products. 
  3. Manageable: Slightly less manageable overall. My hair felt coated and heavy and didn’t “fall” in the effortless way I am used to. I found myself brushing it every few minutes to try to get it to lay down and look decent. Finally I gave up and pulled it into a pony tail. I can’t remember the last time I needed to do that before day 5 after washing. 
  4. Thick: I’d have to use it for a good year to see the difference in how it grows out, but if the shedding is increased, my hair will not be thicker. 
  5. Healthy: My hair is already healthy, as it’s been growing out with my current products for almost 2 years, and getting better and better with time. It will probably take a year or more of exclusive use to see if there is a real difference. 
  6. Shine: I didn’t notice any difference in shine compared with my current routine.
  7. Volume: Volume was decent in the first wash. 
  8. Growth: Again, impossible to say for sure unless I use it for a long time. 

Overall, on day 2 (the day after my wash) my hair felt heavy and coated. I was surprised that it didn’t look terrible, but it didn’t feel good either. It was a little more frizzy and less manageable than I am used to, and the artificial fragrance lingered and was nauseating after a while. 

WOW Apple Cider Vinegar Shampoo  by Skin Science promises to remove buildup and resolve scalp itchiness and dandruff… yet, my hair and scalp felt coated and less clean, and my scalp itched a little bit (it usually doesn’t itch at all). So that is a concern with continued use as well, because buildup can have that effect. 

Cost Analysis

I had to use a full handful of this product to get a lather all over my scalp. I would say I used at least an ounce of product, but to be fair, let’s say I will get about 20 uses out of this bottle, which means it will last me about 10 weeks if I wash my hair twice per week. 2.5 months for a bottle of shampoo that cost me $15 comes out to $12 per month for both shampoo and conditioner, or $1.50 per wash. Not a bad value!

Also a lot more expensive than what I am currently using and what is giving me much better results. The first bottle of my current product lasted me more than 10 months… roughly 4-5 times the 10 weeks this may last if I can stretch out washes to twice a week (doubtful since I already want to wash my hair on day 2).

Even with a lower cost per bottle, this still makes WOW Apple Cider Vinegar 2-3 times the cost of what I am using now.


Given my current experience and how it compares to my regular shampoo in terms of cost, safety of ingredients and results achieved, there is little chance I would ever use this product long enough to see what happens with continued use.

I will probably use it one more time, for the sake of a reasonable test period, but I really don’t want to. I will probably have to wash sooner than the 4th or 5th day (the soonest I usually have to wash with my current routine), which will be an added cost of time and money (if I’m washing more often than twice a week as I do now, the bottles will not last even the projected 10 weeks, which is much shorter than I’m used to already). 

Side Note: My Skin

Another thing… when my hair feels dirty and oily, it makes my skin feel oily and dirty too, which for me usually results in breakouts. As another uncomfortable side effect of using this… definitely not persuading me to continue. 

Conclusion

I stated from the beginning that I love the hair products I’m using now, but after using them for almost two years, I thought it would be fun to try something else that claims to do the same things, and might be cheaper. 

My conclusions for this test of WOW Apple Cider Vinegar Shampoo and Conditioner by Skin Science are: 

  • It leaves my hair feeling heavy and oily
  • I have slightly more frizz than I’m used to. 
  • My hair is noticeably less manageable than normal.
  • Volume and shine seem about the same. 
  • I will need to wash more than my normal 1-2 times per week. It’s only the 2nd day and I already want to wash my hair because it doesn’t feel clean and it’s making my skin feel oily and clogged. 
  • It is much more expensive than what I am currently using because it is much less concentrated and I will have to wash quite a bit more often. At most, if i wash 2 times per week, these bottles will last me 10 weeks. My first bottle of what I am using now lasted me more than 10 months, 4-5 times longer. Even at retail price, my current products are half the price of these and give me much better results. At the wholesale price I pay, WOW Apple Cider Vinegar Shampoo and Conditioner by Skin Science are about four times the cost of what I am using now. 
  • The ingredients of WOW Apple Cider Vinegar Shampoo and Conditioner by Skin Science are not as clean as the products I am using now. They use toxic PEG (petroleum derivatives), harmful artificial fragrances, and ingredients that build up on the scalp and hair cuticles. After almost two years of researching the ingredients in hair products, these do not impress me, especially for something that claims to be all natural and pure. 

 

Bottom Line: While WOW Apple Cider Vinegar Shampoo and Conditioner by Skin Science is less toxic than most mainstream brands of hair care, it does not match up to my current hair care on any level: not in terms of cost, performance or toxicity. 

 

Want to know what I’m using instead? Check out this review.

 

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

Eyeing that Instant Pot? Why Stainless Steel Isn’t as Safe as You Think (and What to Use Instead)

When I learned about the dangers of aluminum cookware and non-stick coatings, I was eager to find safe alternatives that I could use without the risk of exposing my family to dangerous heavy metals or toxic chemicals.

I began researching all the options: from stainless steel to glass, copper and ceramic. I made a lot of rice, so I wanted a rice cooker (they make the best rice!) but it was very difficult to find a rice cooker that was not non-stick-coated aluminum.

I first began looking for rice cookers with stainless steel inserts, because I knew that was safe. My research, however, led me to the facts, which are not always as simple as we think.

Stainless steel is safe… sometimes.

As with everything else, manufacturers eventually will cut corners and produce inferior products that save them money in production and increase their profits. Stainless steel is no different.

Instant Pots are all the craze right now–and why not? They make cooking easy, quick and fun again! They don’t heat up the house and they create delicious meals in minutes! They’re programmable and they come in huge sizes–perfect for any family! Most importantly, they are made of stainless steel, so they are completely safe!

Not so fast. 

With every material, there is some kind of trade-off…so it’s good to be informed as to the benefits and the risks associated with each material.

I’m teaming up with Kara at Deep South Crunchy Mom and Sarah at Clean Living With Kids to bring you a series on truly safe cookware.  We want you to have all of the information: risks and benefits, so you can decide for yourself what are the best materials for your family.

See Kara’s post about cast iron here,

And Sarah’s post about glass here.

What’s Wrong With Stainless Steel?

At first glance, stainless steel seems like the perfect solution: it’s hypo-allergenic, it doesn’t rust, it isn’t breakable, and it doesn’t have any heavy metal issues.

Upon closer examination, we will see that not all stainless steel is created equally.

Cheaper grades of stainless steel are not as pure as we have been led to believe, and they can leach nickel into our food. Nickel is a heavy metal, so this is not ideal. (Read more about nickel toxicity here).

How do I know if my stainless steel is safe?

It can be very difficult to determine what grade of stainless steel you are using…. and this is where it gets confusing. There are quite a few grades and classifications of stainless steel (read about them here), and each grade is a different combination of metal alloys.

Bottom of my one stainless steel pot (I use it for popcorn)

Manufacturers don’t often disclose what grade of stainless steel they are using in the cookware that we buy at the store, but a general rule of thumb is: the more expensive it is, the higher grade it is.

In general, stainless steel cookware is either of the 300 or 400 series, and often you can see the grade stamped on the bottom of the pot. Usually these numbers look something like 18/10 (most common), which indicates it is 18% chromium and 10% nickel.

To me, 10% is a lot…especially when it can leach into my food. So I try not to use this kind of stainless steel on a regular basis. I have one stainless pan (pictured) that I use just for popcorn or for steaming things in a separate bowl inside of it.

I’d be particularly wary of cooking anything acidic (tomato sauces, anything with citrus) in low-grade stainless steel, as it would more readily leach the harmful nickel into your food, especially with high pressure or long cooking times.

Check your stainless steel pots and pans for this mark to see what grade your pots and pans are. They are likely this 304 18/10 grade, as that is the most common and most affordable. If you didn’t pay $300 to $400 for each of your pans, it’s not likely they are a high enough grade that would eliminate the nickel (18/0).

If Stainless Steel isn’t Safe, What Can I Use?

I know this is frustrating. It seems like nothing is safe any more, so why even bother? What can I even use?

I have a few things that I use that are safe:

I’m also not a fan of glazed ceramic, like is used in slow cookers and other baking dishes, because it has been found that trace amounts of lead exist in all of those glazes. Now, trace amounts might not matter too much when it’s in your drinking glass… but I don’t want my hot food stewing in something that has any lead in it for hours on end.

So in my house, I primarily use these three materials, and my favorite is clay.

Unglazed clay is great for a lot of reasons, and my favorite way to cook with it is VitaClay.

  • Pure Zisha clay has no lead or heavy metals (3rd party lab verified)
  • No glaze means no added lead
  • Clay has excellent thermal heat retention properties
  • Clay has excellent nutrient retention properties
  • Clay preserves texture and flavor better than any other material
  • Clay employs infrared heat to cook the food faster and more safely than other methods

VitaClay is my favorite because it is a multi-cooker, and it makes cooking easy, quick, safe, and non-toxic! Plus it doesn’t heat up the house or run up the utility bills.

VitaClay is a slow cooker, rice cooker, yogurt maker, broth maker, steamer, and reheater in one. It can do almost all of my cooking tasks quickly and more easily than with other methods.

The food in VitaClay comes out tasting better than cooking with any other material I’ve used, including stainless steel, non-stick, glass and cast iron. For some reason, food just tastes better when cooked in clay.

VitaClay is the best of all worlds–delivering safe, delicious food, home-cooked without the hassles, the stress or the mess. Most meals can be put together in less than 10 minutes, then VitaClay takes over, and dinner is ready when I am. It even has a preset feature that allows me to have steel-cut oats ready when I wake up in the morning!

And if you’re still thinking that Instant Pot will cook your food faster and more easily, think again! We tested several dozen recipes in both VitaClay and Instant Pot, and in most cases, the meals were cooked faster (not to mention with better results) in VitaClay! Why? Because that “15 minute” recipe quickly becomes 55 minutes when you take into account the 20 minutes it takes to pressurize and the additional 20 minutes it takes to de-pressurize. VitaClay, not being a pressure cooker, has none of that extra time added on and still cooks 50-75% faster than other slow cookers and multi-cookers.

VitaClay is truly my favorite kitchen appliance: it has replaced my slow cooker, my rice cooker, my yogurt maker, my microwave, and my stock pot… just to name a few. And the results are always better in clay.

Right now you can get 10% off any VitaClay cooker on the website with code NOURISH10 at checkout. So start saving today! If you’d rather order from Amazon, check it out here.

 

And please, if you do decide to use the Instant Pot or other pressure cooker, always follow these safety tips to avoid explosions, burns or serious injury.

Resources:
Here is more information about Stainless Steel Cookware and the different grades that can be found.

Here is the 3rd party lab testing that has been done to ensure the unglazed clay used in VitaClay pots is free of lead and other heavy metals.

Check out Kara’s post at Deep South Crunchy Mom about the benefits of cast iron and why you should replace your non-stick pans STAT.

Check out the post from Sarah at Clean Living with Kids on glass bakeware and why glass is a great cookware option opposed to glazed ceramic, aluminum or other non-stick options.

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

Dirty Benefits: Diatomaceous Earth

When we think of something as “dirty,” we often think it’s something that needs to be sanitized, sterilized and washed clean.

Our “culture of clean,” complete with an unlimited supply of antibiotic soaps, gels and hand wipes, is new to our bodies and our microbiome.

What is our microbiome? It’s all of the symbiotic organisms that live on and in our bodies that keep us healthy. That’s right: our bodies are host to trillions of bacteria, both “good” and “bad.”

I’ve seen estimates that indicate: by mass,
our bodies are
made up of up to 90% bacteria!

That gives me a different perspective on germs, dirt and what it means to be “dirty.” It makes me think that maybe dirt isn’t the enemy we’ve always thought it was, and that being “squeaky clean” is not all it’s cut out to be.

In this series on dirt, I’m partnering with Deep South Crunchy Mom and Clean Living with Kids to talk about different types of dirt that are actually really good for us!

Bentonite Clay, Activated Charcoal and Diatomaceous Earth are three of the many beneficial forms of “dirt” that can contribute to our health and well-being. We’re going to talk about how we use them and how they’ve helped us.

The best thing about each of these “dirts” is that they are very affordable,  incredibly powerful and effective for so many things!

What is Diatomaceous Earth?

From Wikipedia, Diatomaceous Earth is “a naturally occurring, soft, siliceous sedimentary rock that is easily crumbled into a fine white to off-white powder. It has a particle size ranging from less than 3 μm to more than 1 mm, but typically 10 to 200 μm.”

Why do we care about diatomaceous earth and how can we use it?

Diatomaceous earth is the fossilized remains of diatoms, which are a type of unicellular micro-algae that are crucial to the Earth’s atmosphere. It is estimated that diatoms produce 20% of the world’s oxygen and that the shells of dead diatoms can be found half a mile deep at the bottom of the ocean!

How is Diatomaceous Earth Used?

Diatomaceous earth can be found in many of the products we use every day. Since it is a mild abrasive, it can be found in polishes, toothpastes and as a filler in cat litter for its odor and liquid-absorbing properties. It is also used in filtration products and insecticides, as well as a filler, absorbing agent and even an activator in blood clotting studies! I’ve even seen it used as a filler in foods such as commercial breads.

Commercially, diatomaceous earth has a lot of applications.
But personal use is where it gets really interesting.

I first learned about diatomaceous earth when I was researching parasites in the body and how to kill them.

A parasite is any organism that lives inside of and benefits
from another organism while causing the host harm.

Often we think of parasites as only something people in third world countries have to deal with. After all, we wear shoes and we don’t eat contaminated food, so we should be clean, right?

WRONG.

Everyone has parasites (we get them through food and water–they are impossible to avoid), and traditionally it was known that people needed to do some kind of parasite cleanse at least once a year to keep them in check.

These days we don’t even think about parasites, or even admit that we have them.

Unfortunately, when unchecked,
parasites can cause all kinds of health issues.

In fact, if you have any of the following health issues, parasites could be to blame:

  • Digestive problems
  • Bloating
  • Stomach pain
  • Headaches or Migraines
  • Rashes (including eczema and psoriasis)
  • Anal itching
  • Fatigue
  • Anemia
  • Allergies
  • Poor concentration or lack of focus
  • Weight loss or weight gain
  • Stubborn belly fat
  • Post nasal drip
  • Anxiety
  • Grinding your teeth at night
  • Sleep problems
  • Muscle pain, cramps or unexplained soreness
  • Irritability
  • And many more!

As you can see, parasites can cause a lot of different health problems.

If you’ve never done a parasite cleanse and you suffer from any of these issues, it’s very likely that parasites are to blame.

We won’t get into the different types of parasites we host, but you can learn more about that here.

Here’s where diatomaceous earth comes in very handy.

Diatomaceous earth particles are tiny: if you buy a bag you’ll notice it’s like a bag of dust (don’t breathe it!). These particles are also sharp, and have a cage-like structure. This allows diatomaceous earth to do several things when we consume it:

  • The abrasive nature makes it a great “scrubbing agent” for the intestinal walls. Over time, mucus builds up there and can make us sick, so periodically cleaning out this mucus is vital to good health.
  • The sharp edges physically cut any larger intestinal worms that are present, eventually killing them and allowing them to be expelled by the body
  • The cage-like structure works to trap smaller bacteria and toxins within it, to be flushed out by the body.

Diatomaceous earth makes for a very effective (and very affordable) parasite cleanse that is really easy to do.

So let’s get to work! First step, buy food-grade diatomaceous earth

I have been following a 90-day protocol that calls for diatomaceous earth to be taken once a day first thing in the morning, at least an hour before eating anything.

 

Here’s what I do: 

  1. Mix one heaping teaspoonful into a glass of water (don’t breathe it!).
  2. Drink the water (it tastes a little chalky, but there is no real flavor, good or bad)
  3. Drink plenty of water after that, and wait an hour before eating.
  4. Do this every morning for 10 days in a row, then take the rest of the month off.
  5. The following 2 months, do the same thing: 10 days on, 20 days off.When I first did this I took it more than 10 days (approximately 3 weeks of taking it every day in the morning) and I got a really bad sinus infection, which I think was due to detoxing “too much” or possibly the mucus being washed away just overloaded my body. Either way, from now on I’ll take the assigned breaks so that doesn’t happen again.

Herxheimer Reaction

If you’ve never done a parasite cleanse before, start slow.

Take a quarter or half a teaspoon the first day and work your way up. If you begin get a bad reaction: headaches, nausea or some other discomfort, you may be experiencing a Herxheimer Reaction.

If you do experience this, simply back off: lower the dose until the symptoms subside, and then work your way back up to a higher dose.

The most important thing to remember is that if you get a bad reaction, that means it’s working. It also means you have a lot of things to clean up (which you may already suspect) so quitting will not benefit you. Any short-term discomfort will be well worth the health you experience after the cleanse. 

To lessen or prevent a herxheimer reaction, I recommend using Bentonite Clay.

(Learn more about the benefits of bentonite clay here).

To prevent a herxheimer reaction, I take one teaspoon Redmond Clay in a glass of water (give it a couple minutes to sink to the bottom of the cup, then stir and drink it fast) before I go to bed at night. This will help clean up any toxins that the parasites are excreting when they are being killed by the diatomaceous earth (they get mad when they are dying)! 

Other Benefits of Consuming Diatomaceous Earth

Diatomaceous earth contains elements that benefit us in so many more ways than just killing intestinal parasites! It contains a high concentration of silica (in fact, diatom cell walls are actually composed of biogenic silica). Silica is a powerful detoxifier, and can help the body:

  • Clean the blood
  • Improve heart health!
  • Neutralize free radicals
  • Supplement calcium, sodium, magnesium, iron, and other trace minerals
  • Kill viruses
  • Detox heavy metals such as aluminum
  • Prevent osteoporosis
  • Keep joints, tendons and ligaments healthy and pain-free
  • Grow hair faster and longer
  • Protect skin, teeth and nails
  • Maintain anti-aging benefits
  • Improve digestion
  • Improve liver and colon function
  • Improved energy
  • Improved immune function (get sick less often)!

Even if you don’t think you have any parasites (trust me, you do), there are plenty of reasons to consume diatomaceous earth on a regular basis! 

But wait…there’s more!

Diatomaceous earth has even MORE benefits and uses than we’ve already described. So why isn’t everyone talking about it and using it every day?

It’s cheap, effective and easy to use–so get some today!

Other Great Uses for Diatomaceous Earth

  • Dust your pets with it to keep fleas away
  • Use it in your garden as a fertilizer
  • Use it to purify drinking water
  • Put it in your detox bath to purify the water
  • Put in pet food to kill parasites
  • A non-toxic insecticide
  • Put a thin line of diatomaceous earth around the outside of windows and doorways to prevent insects from coming in the house
  • In homemade toothpaste as a mild abrasive
  • As a facial exfoliator

WARNING:

You may have noticed in a few places in this post that I warned to always be careful not to inhale diatomaceous earth.
Here’s why: The fine particles are very sharp and dust-like, so they become airborne easily, and if breathed into the lungs can cause damage. So just be careful not to breathe it–and don’t dust it in places where pets or babies will be sniffing around.

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

How to Purchase MONAT for the Best Price Possible

I’ve been using MONAT exclusively for the past 20 months… and my hair has been literally transformed.

My hair before was thin, flat, frizzy, dull, lifeless, weak and wouldn’t grow past my shoulders. I had to was it every day.

My hair now is full of volume, shine, manageability (just run a brush through it and go out the door!), thickness, and strength! I regularly go a week without washing my hair, and it’s grown halfway down my back!

Before MONAT I had terrible shedding: handfuls in the shower, and then I was shedding all day long, every day.

Now: I shed just a few hairs in the shower when washing, and rarely does a hair fall out during the day. Because of this fact alone, my hair has grown out at least twice as thick. I have thicker hair now than I ever thought possible!

Photos on the left: before MONAT. Photo on the right: about 11 months of exclusive MONAT use.Needless to say, I never want to use anything else…and I think everyone should try it too.

If you’ve been watching awhile you may be curious. You may want to try it but be hesitant.

At first glance, I thought this stuff was too expensive. I wasn’t going to try it. But then my friend who was using it talked about how concentrated it was, and how she was spending less money with MONAT than the other brands she had been using. She broke down the cost to about $12 per month. That didn’t sound bad, so I tried it. And as you can see, I am so glad I did.

Guys… my first bottle lasted me almost a year! I was shocked. I was amazed. I was sold for life.

I don’t care how cheap your current shampoo is… it is probably more expensive than MONAT when you factor in how long it lasts. The average bottle life is 4-6 months, for people who wash almost every day.

And most people find themselves washing less frequently with MONAT too: it just feels and looks clean longer (which also contributes to a longer life of each bottle).

Since MONAT offers a 30 day money back guarantee (even if your bottles are empty), there is no reason not to try it: you’ll save money, and you’ll love it: GUARANTEED, or your money back!

Is a Guarantee Important?

Personally, I always look for money-back guarantees in the products I buy for a few reasons:

  1. I want to know if I don’t like it I can get my money back. I like to buy quality products and that sometimes means they are pricey. If they are worth it, I will know that when I try them.
  2. Most things I buy these days are online. There is no real way to know for sure if something is as good as its claims until I try it. There has to be a guarantee.
  3. I want to purchase from a business that stands behind its products. If they are asking me to take all of the risk (buy with no guarantee), do I really trust this company?
  4. It tells me that this product will for sure be good. How can a company stay in business if they have a money back guarantee and their products aren’t great? They’d go out of business! You are literally guaranteed to love it.

3 Ways to Buy

Now that you know that you can save money with MONAT and that it’s guaranteed you will love it, let’s do it!

You will save money with MONAT over what you are doing, even if you buy retail. The prices are comparable with salon brands, but last much much longer (and what salon brand do you know that is money-back guaranteed??).

But who wants to pay retail?

Fortunately, there are a few great ways to get discounts:

  • Sales 
    MONAT has great sales, usually at least twice a month.  This summer sales have been ongoing–often overlapping! Sometimes concurrent sales can be combined for the best discounts I’ve ever seen!Reach out to me: Text “SALES” to  802-227-7051 and I’ll update you on the current offers!
  • Be a VIP Customer
    MONAT has the best customer loyalty program I have ever seen. Here are the benefits:

15% discount on all products — for life!
Access to all of our flash sales (2-3 every month) — save even more!
Free shipping with flash sale and flexship orders
No requirement to buy monthly — push your flexship out every 2 months — indefinitely
Free Only-for-You product with every flexship order ($25 value)
$25 in product credits every year on your birthday
Earn $20 in product credits for every referral

😍 How to Sign Up as a VIP Customer

Text “VIP” to  802-227-7051 and I will give you a link that will get you $20 off your second order too! I’d also love to chat with you to help you choose the best products for you at the best price possible. 

  • Get it Wholesale: Be a Market PartnerI think being a Market Partner (also called wholesale customer) is the best value overall and gives you the most flexibility with no commitment at all.

Here are the benefits:

✅ Wholesale prices — 30% off all products, all the time
✅ Access to all of our flash sales (2-3 every month) — save even more!
✅ Free shipping with flash sale and flexship orders 
✅ No sign up fee
✅ No minimum orders, ever
✅ No minimum sales, ever
✅ No automatic shipments
Tax deductions on your side hustle business (you can potentially save thousands of dollars on taxes)
✅ Earn commissions for every referral 
✅ Opportunities to earn cash bonuses every month
✅ Earn free products
Earn free vacations

And if you don’t want to earn money with it, you don’t have to! (But if you do want to, it’s a great business to be in. And what do you have to lose? You have to buy shampoo anyway so why not get it wholesale and get paid to tell your friends about it!) You can just be a wholesale customer with no requirements, minimums or expectations.

Just wholesale discounts. And whenever there is a sale, you get the sale discount on top of your wholesale discount–so you are saving money twice!

To become a Market Partner there are no fees or requirements: just buy a wholesale product pack and you are in!

There are 4 options. Check them out here!

To discuss which option is best for you and which products you should start with for your hair needs, text “MP” to 802-227-7051 and I’ll be happy to discuss any questions you have!

To review, there are 3 ways to order: 

One thing is for sure: you should try MONAT.

You won’t regret it.

And if you don’t like it, there is always a 30 day empty-bottle money-back guarantee! 

Text me today to find out how you can have the best hair of your life, and maybe even earn a living doing it!

 

More Resources:

Get Residual Income in 5 Easy Steps

Why Everyone Needs a Side Hustle (Hint: Save money on taxes and get a bigger refund!) 

What’s So Great About MONAT? 

Link to order MONAT as a Retail or Wholesale Customer

Referral Link to Order as a New VIP Customer (to get $20 off your 2nd order)

See What Sales Are going on Now (click “Start Now”)

Heard Rumors About MONAT? Find the Truth Here

Resesarch on the Safety and Effectiveness of MONAT’s ingredients

Spreadsheet listing MONAT shampoo ingredients and SkinDeep Ratings

 

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

Grainless Blender Banana Bread that Actually Tastes Good! (Chocolate Optional)

Banana bread is one of my favorite things.

Also, I have trouble eating bananas before they get mushy… and I hate anything to go to waste! So a great banana bread recipe is definitely a must-have for me!

Recently I’ve been trying to eat less wheat, so I have been searching for alternative banana bread recipes: paleo, keto, grainless, whatever!

I found this one that uses Cassava Flour (the whole grain of the tapioca plant, as opposed to tapioca starch, which is white and processed), and I liked it, but it was a bit dense, so I tweaked it a little to make it lighter and fluffier.

Because of the Cassava/tapioca, it’s not keto, but it’s a great alternative if you are gluten intolerant or gluten sensitive, and it sure hits the spot!

Plus did you know that bananas that are turning brown have an anti-tumor factor? So your banana bread may just be preventing cancer as well!

 

This yummy grain-free paleo banana bread is:

  • Gluten Free
  • Dairy Free
  • Nut Free
  • Paleo
  • Bad fat free

    Grain free, gluten free, Paleo banana bread that tastes good!

Yummy Cassava Paleo Banana Bread 

Ingredients

Instructions

  1. Preheat oven (I love my counter-top convection oven and use it constantly) to 350 degrees.
  2. Prep a standard loaf pan with parchment paper (I usually rub a bit of coconut oil on it–parchment is super non-stick without any toxins!)
  3. Mash or blend the bananas, eggs and other ingredients well (I just throw everything in a blender) –mix until smooth and incorporated. (Don’t over-mix).
  4. Pour batter into the parchment-lined loaf pan. Add chocolate chips on the top if using.
  5. Smooth the top, bake in the middle of the oven for 1 hour – 75 minutes, or until a toothpick comes out mostly clean.
  6. Remove from oven and let it rest 5 minutes,  then transfer entire loaf to a wire rack to cool completely and serve!

 

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

CBD: Hype or Healer? 5 Things to Look For

You’ve likely heard a lot about CBD oil lately: it’s the newest health craze. People are claiming it can cure any ailment! Alleviate any discomfort! Heal any sickness!

With any “miracle cure” it’s hard to distinguish the truth from the hype.

We all have access to so much information these days, there is hardly an excuse to be uneducated about anything–so let’s find out what CBD oil is and if it’s worth investing our valuable time, effort and money.

After all, if the things people are saying are really true, who wouldn’t want to benefit?

In this post, we’ll discuss:

🌱What is CBD Oil? 

CBD oil (cannabidiol) is a chemical compound found in the cannabis sativa plant (from which both hemp and marijuana plants derive) that is reported to have healing benefits to the human body.

There have always been claims regarding the medicinal properties of the cannabis plant. In several states, “medical marijuana” has been legal for quite some time. More recently, legislation has passed for the legal recreational use of marijuana in many of the same states.

Marijuana can now be found in dispensaries on almost every street corner in states such as Colorado, Oregon and California.

🌱 Hemp and Marijuana: What’s the Difference?

The first thing to understand is that CBD oil is usually derived from the hemp plant, not the marijuana plant.


Both hemp and marijuana are varieties of the cannabis sativa plant, but have each been selectively bred and cultivated with very different purposes in mind. Marijuana has been bred to enhance THC, the psycho-active chemical that will make us “high” when smoking marijuana.

Hemp, on the other hand, has been bred to enhance more practical uses: strong fibers that can be woven into fabrics, ropes, clothing and industrial uses.

Both hemp and marijuana varieties of the cannabis sativa plant contain chemical compounds called cannabinoids. THC, the psycho-active component of marijuana that makes you “high” is only the most famous cannabinoid. CBD is another one.

In all, the cannabis plant contains at least 85-100 different cannabinoids.

Legality. While THC levels in marijuana can vary from 5-30%, hemp plants contain inconsequential amounts of the psychoactive chemical. In the U.S., the FDA rule is: any product containing THC levels under 0.3% are federally legal, because at these levels there are no mind-altering effects.

Another important cannabinoid, CBD (cannabidiol) has garnered a lot of attention and scrutiny lately, with claims that CBD oil can heal almost anything.

The hemp plant, which contains very low levels of THC, contains much higher levels of CBD than marijuana.

Additionally, research has shown that CBD acts to inhibit any psychoactive effects of THC–which widens the gap between the two plants even further.

But does it really work?

Traditionally, CBD oil was used as a cure-all, and it was a component of almost every medicinal remedy until the early part of the 20th century.  If you look up pictures of old medicine bottles, a staggering number have CBD listed in the ingredients.

Why is that?

If it’s so effective, why has CBD fallen out of favor in the medical community?

(Will prescribing medicine from a plant–that anyone can cultivate in the back yard and use personally–create profit for doctors or drug companies?)

Though CBD is no longer widely used in pharmaceutical drugs, people everywhere have been re-discovering the healing benefits of CBD.

There is no shortage of information about CBD oil on the internet: from video testimonials to articles, documentaries to clinical trials and research studies: the evidence is compelling.

So compelling, there is no reason not to try it.

🌱Top 5 Considerations to Choose the Best CBD Oil

My research into CBD oil has convinced me that it is safe, and the abundance of studies, research and testimonies have convinced me that it is effective.

If it can do even a fraction of what people are claiming it can do, who wouldn’t want to try it?

If you have decided to try CBD oil, the next questions are:

How can I get some?

and

How do I know if what I’m getting is good quality?

With any supplement, FDA regulation is loose. Because it’s not technically a “food” or a “drug,” (as long as it is within the minimum levels of THC) the FDA has permitted the sale of CBD anywhere in the US, and does not regulate quality or potency.

Here are the top 5 things to consider when choosing a CBD oil:

1. Pure and Unadulterated

Because supplements are not regulated by the FDA in the same way as food or drugs, some companies will inevitably maximize profit by diluting a product to cut costs. Cheap fillers in some CBD supplements are not only ripping us off, they can be harmful to health.

Ensure your CBD oil has guaranteed levels of CBD in each serving: look for verified independent accredited lab tests that demonstrate these levels.

Remember: CBD is what we are paying for–so if the maker can’t guarantee the levels of CBD, what is the point?

2. Legal

I live in California, so it’s easier for me to get hemp or marijuana products from a dispensary, but the good news for everyone else is:

CBD oil products that contain less than 0.3% THC are federally legal!

Because the government is only concerned with THC levels, and CBD oil doesn’t contain significant THC, CBD oil and supplements are legal on the federal level.

That’s good news for us, because right now anyone in the US can benefit from pure, organic CBD oil.

3. Organic

Any crops that aren’t certified organic are sprayed with a cocktail of pesticides, herbicides and other toxins that can disrupt our hormones and make us sick. Hemp is no different.

I live in California, where a law for recreational marijuana use was recently passed, and where medical marijuana has long been legal.

Though cannabis products are easier to get, studies show high levels of pesticides and toxins in 93% of dispensary marijuana and CBD products tested.

If your CBD isn’t organic, find one that is! The added toxins may be doing more harm than the CBD is doing good!

4. Low in THC

The main issue with marijuana for me, and for many others, is the psycho-active properties of the chemical THC found in marijuana.

After all, you want healing benefits, but you don’t want to be mentally compromised when you are driving, working or taking care of your kids!

Besides, if you don’t live in a state where marijuana has been legalized, getting a product with high levels of THC is not only harmful, it’s illegal!

Ensure the CBD supplement you choose is guaranteed to contain maximum amounts of CBD and minimal amounts of THC.

5. From a Company You Can Trust

For all of the above reasons, when finding a source of CBD oil, it’s crucial to find a provider you can trust. High quality CBD oil is not cheap, but it is a case of getting what you pay for.

How to Find the Best CBD Oil

Most states don’t have dispensaries, so many people have to find a CBD source online. Find a company you know is committed to quality: purity of the oils, no adulteration of the product, insignificant THC levels, and most importantly: an ORGANIC source.

In my research there is only one company that fits all of these criteria: Hempworx. I trust Hempworx’s commitment to quality and purity in the products, and the results speak for themselves.

If you’re looking for a high-quality source of healing, organic CBD oil supplements, I urge you to look into Hempworx and try their products for yourself. They even offer a “PURE” line that contains guaranteed 0% THC for those who undergo drug tests with no-tolerance policies, such as military personnel, professional athletes, policemen and firefighters.

How to Save Money on Hempworx CBD Oil

You want to try CBD oil and now we know that Hempworx has the highest quality CBD oil available. Now learn how you can save the most money possible on Hempworx CBD!

 

🌱3 Ways to Order

  1. Sign up as a “preferred customer” No commitment and no risk. Get the best price and a full 60-day money-back guarantee!
  2. Sign up as an Affliate. You can also become an affiliate for a one time fee of $20 and start earning your own income just by recommending CBD to help others! You’ll get your own website, 24/7 support, training to start at your own pace, and earnings right away on orders through your unique referral link.

As an Affiliate you can earn commissions for anyone who buys CBD oil from you, and you can use Hempworx as a SIDE HUSTLE

Hempworx doesn’t spend big bucks on advertising–instead they use word-of-mouth “Affiliates” who make a commission on the sales they refer.

🌱How do I know it will work? TRY A SAMPLE.

If you have priced CBD oil, you know the good quality ones don’t come cheap. And if you aren’t sure it’s going to work for you, you may want to try it first.

Luckily, you can order a sample and only pay for shipping. This is a low-cost way to see how your body reacts to CBD.

Samples are great… but some of the best results do take time to achieve.

If your endocannabinoid system is deficient, you will need to give your body time to build up its stores for you to get the full range of benefits. It’s ideal if you can try CBD for at least a few months to really see how it’s going to work, but a sample can give you a good idea how your body will respond within 1-2 weeks of daily use. What do you have to lose?

🌎

BONUS: What is a SIDE HUSTLE?

Did you know you may be able to reduce your tax burden while increasing your income?

Most of us have jobs. A side hustle is an income “on the side.” Working for yourself! There are so many advantages to working for yourself: flexible schedule, tax deductions and extra income!

Tax Deductions

The biggest benefit of working for yourself is the tax deductions. Businesses deduct expenses from their taxes every year. With a side hustle, you can take advantage of this business benefit–deductions can reduce taxable income and may even bump you into a lower tax bracket–so you pay less tax on all of your income!

  • If you work from home you might deduct part of your mortgage or rent.
  • If you use your car for your side hustle, you might deduct applicable mileage.
  • If you use your computer, internet, TV, cell phone, groceries–you name it–you might deduct the cost of those items (or a percentage) on your taxes!

This is huge. The money that you are already spending on everyday expenses could be deducted from taxes, simply by getting a side hustle!

Tax deductions alone should be motivation for everyone to have a side hustle. 

Extra Income

Naturally you will tell other people about products you love: we all do it. So why not make money helping people get products that have changed your life? Why not get paid for it?

I work with several companies that allow me to earn residual income while maintaining the things that really matter to me: family, raising my son, and traveling. Is it time you look into a side hustle for yourself? You’ll save money on taxes (potentially thousands), make extra income, and maybe just find the financial freedom you’ve been looking for.

Contact me by email (leah at freedomandcoffee dot com) or message me on Facebook to discuss how a side hustle could work for you!

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

In this CBD oil review, I share what CBD oil is, why I am using CBD oil, what the benefits are, and whether or not it may be able to help you. I also talk about how to choose the best CBD oil brand, how I evaluated the different CBD oil products and companies, and why I chose to become a distributor with a specific company.

I am not an accountant, so please talk with your accountant or tax preparer for more details on the tax deductions for which you qualify. 

 

Resources:

What's the Difference Between Hemp and Marijuana?

Cannabis is Contaminated in California Dispensary Samples.

If I'm Healthy, How Can CBD Help Me? 

What is the law regarding CBD in America?

A doctor and a mom talk about effectiveness of CBD 

Get your side hustle on and deduct the expenses on your taxes! 

What is the Endocannabinoid System? 

 

This Common Kitchen Spice Could Cure Cancer!

There is a common (and easily obtainable) kitchen spice that has proven effective against disease, comparable with at least 14 popular pharmaceutical drugs.

It has…

  • No side effects.
  • Anti-oxidant properties
  • Great flavor
  • A bright color that can be used as a natural food color (dye Easter Eggs!)
  • Wide distribution to most supermarkets (and on Amazon!)
  • Convenient forms (powder, capsule, root)
  • Been used all over the world for thousands of years
  • Therapeutic healing properties for pain and inflammation
  • Antibacterial and skin wound healing properties

… there are even studies showing it could cure diseases like cancer!

Do you have this spice in your medicine cabinet?

What is this magical spice?

Turmeric.

Turmeric is the main ingredient in curries and gives them their bright colors and high antioxidant content. The main disease-fighting active ingredient is curcumin.

I constantly see studies popping up showing turmeric effective against cancer, high cholesterol, high blood sugar, inflammation, on and on and on.

And today I read an article that said turmeric has been confirmed to be as effective as 14 different pharmaceutical drugs (named in the article) against various health issues, ranging from diabetes to depression!

Handling images and media with the utmost care is a primary focus of the new editor. Hopefully, you’ll find aspects of adding captions or going full-width with your pictures much easier and robust than before.

Whenever I discuss the magical healing powers of one food or another, I am inevitably met with the question: “where are the scientific studies proving it?”

Well, in most cases, there is no motivation for a corporation to fund such a study, because their findings wouldn’t make them any money (and would probably work against them, since people would start popping cinnamon instead of blood sugar meds. Not much money in cinnamon these days).

But in the case of turmeric, there have been literally thousands of scientific studies conducted, proving its efficacy against hundreds of problems.

The best thing about turmeric is that it’s a delicious spice. I add it to everything:

  • Sprinkle it into soups, over stir fries and into smoothies
  • Add it to the liquid when making rice, quinoa or any other grain
  • sprinkle a bit into the batter of baked goods
  • sprinkle over eggs in the morning with fresh black pepper
  • Make a yummy turmeric drink from scratch or try this golden milk mix with heated coconut milk or other milk substitute as a nightcap

It can be added to almost anything. If you add too much, it is bitter–but a little here and a little there, and before you know it, you’re getting a good, healthy amount.

I like to buy the organic version, because like with everything else, its effectiveness is increased and there aren’t as many contaminants. If you are particularly adventurous, you can even buy the raw turmeric root, which can be added to dishes similarly to ginger (and it looks like an orange version of ginger root!).

I like to try to get a little bit of turmeric in every day, so i can experience constant benefits of the anti-inflammatory power of curcumin.

I always keep a bag of bulk turmeric on hand, and the most common way I use it is in my eggs for breakfast: I heat my cast iron skillet with a bit of oil, then I sprinkle turmeric and freshly ground black pepper into the oil before adding my eggs.

Studies have shown that the best way to unlock the healing potential of curcumin from turmeric is to add three things:

  • oil
  • heat
  • black pepper

Adding oil, heat and black pepper to turmeric whenever possible will boost the benefit and make it much more easily absorbed than just taking turmeric on its own.

So grab a jar of turmeric and see how easy it is to heal your body!


New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!


Gorgeous Hair Naturally: Regain Confidence and Save Money!

If you are anything like me, you do everything you can to keep yourself and your family healthy.

  • You eat organic
  • You exercise
  • You avoid fast food and processed junk food
  • You take vitamins
  • You limit your exposure to chemicals and toxins

You probably know by now that we are exposed to toxins from every side: from pollution in the air to the chemicals in our cleaning supplies to the food we eat and the body care products we use.

It has been found that over 70% of the things that touch our skin are absorbed into our bloodstream within about 26 seconds.

That’s a sobering thought, because in a typical day we touch a lot of things. 

You may be aware that the products we put on our skin, from lotions and perfumes to face washes and serums, are absorbed quickly and can affect our skin’s health and vitality.

But did you know that the skin on our scalps are just as sensitive as the skin on our faces?

The products we use on our hair matter: because we are absorbing those ingredients into our bloodstream and they are affecting the health of our scalps, our hair, and our bodies.

Knowing this, I looked for a long time for hair products that were natural: I needed something that didn’t damage my health but that cleaned my hair and made it look and feel healthy.

I also wanted to grow my hair longer, which had always been a struggle.

I tried everything I could find: from expensive salon products to health store brands and infomercial products. I was disappointed because the products either didn’t work in my hair (made it look or feel gross) or still had ingredients I didn’t feel good about.

My good friend and long-time blogger Ann Marie Michaels (of Cheeseslave.com) introduced me to a new hair care brand that she was crazy about.

It had:

  • no parabens
  • no sulfates
  • no harsh salt
  • no phthalates
  • no petroleum-based ingredients
  • no harmful colors
  • no harmful fragrances

It was naturally, botanically-based, and she was getting great results with her hair. And it’s vegan, cruelty-free and leaping-bunny approved!

Plus it was concentrated: so she was spending less than she ever had on her hair care products!

 

Salon quality results from a naturally based product and it’s going to save me money?

I wanted to try it.

She also told me it had a 30 day money back guarantee, even if I used the whole bottle.

I was ready to try it: what did I have to lose?

After the first wash, I knew I had found my shampoo. My hair was different. It felt stronger. Healthier. It looked better. Smoother. Softer. More manageable.

I loved it.

So I decided to join her team and tell people about this product that I had been searching for.

If you have been looking for a naturally-based hair care line without any of the harmful ingredients found in most brands, and you want your hair to grow stronger, longer, healthier and faster–you’ve found your brand.

Here are the benefits I’ve seen, beginning from the first wash:

  • Less frizz
  • Less damage, even using heat
  • Looks better, with or without styling
  • Dries 2-3 times faster after washing
  • More manageable
  • Softer
  • Smoother
  • Shinier
  • Stronger
  • Growing faster
  • More volume
  • Less shedding
  • No breakage or brittle hair

My hair is noticeably healthier from every aspect. 

And it has only gotten better the longer I’ve used it!

I was tired of compromising when it came to my hair–now I don’t have to!

I look like I just stepped out of a salon every time I step out of the shower– without compromising on ingredients or damaging my hair over time!

It always bothered me that hair commercials said, “Have healthier-looking hair.”

“Healthier-looking” hair?

Can’t I get hair that is actually healthy?

Now I actually have healthier hair: I can see it and I can feel it. And I have confidence because my hair always looks great, I can wash it less often, and it’s growing faster and stronger than ever before.

The smaller pictures on the right are before I started using these products. The bigger picture on the left is using them and air drying my hair by letting hit hang loose, which I’ve never been able to do before:

My hair is smoother, stronger, longer and healthier without any effort on my part.

Simply wash and go!

Here are my hair growth results from February to April (excuse the funny faces–they are screen shots from live videos documenting my #longhairchallenge):

My hair has consistently been growing almost two inches every month since I started using this shampoo! Since average hair growth is 1/4 to 1/2 inch per month, that is 4-8 TIMES the average growth rate of hair. And it’s growing longer than I could ever get it to grow before–no matter how hard I tried!

Now you’re probably thinking, “Sounds great, but it’s really expensive, right?”

Actually, I’m saving money over what I was using before.

Whether you are using salon-quality products or getting your shampoo at Target, there are several reasons to consider switching:

The shampoo you are using is mostly water.

Whether you use a drugstore brand or buy your shampoo from the salon, the product is 80% water, giving you only 20% of actual ingredients. No matter how good those ingredients are, that’s not a good value!

These products are 60% product, giving you three times more per bottle: which means an 8 oz bottle of this is like buying a liter bottle of anything else. Monat shampoo is literally a shampoo concentrate

Most shampoos and conditioners contain silicones and waxes

(even if they are free of sulfates and parabens)

The purpose of silicones, gums and waxes is to protect against heat; the problem is that these substances coat your hair and build up over time, causing all kinds of problems: dryness, brittleness, split ends and even hair loss.

So your hair is less manageable, takes longer to dry, and has to be cut more often because it’s unhealthy. 

More trips to the salon does not equal a lower cost.

If you want to check the ingredients of your bottle, anything ending in “-cone” is a silicone, and acts like plastic on your hair when you use heat, damaging it to the core.

Contrast: none of that in this brand.

I use a dime-sized portion for each wash: the first wash grabs build up and the second wash flushes it away, for a sqeaky-clean feel that lets you know the build-up is gone.

The brand is MONAT: the first anti-aging hair care line ever.

With all of these benefits and no additional cost, why wouldn’t you try Monat today?

30 Day Empty Bottle Money Back Guarantee

We are so sure you are going to fall in love with these products, you try any product for 30 days and receive a full refund if you are unhappy for any reason–even if you’ve used the whole bottle? 

Have you ever purchased a shampoo that offered that?

Wanna know a secret, though? There is a less than 1% return rate.

Now that’s a guarantee.

VIP customers get a free product with every flex-ship order. This month you can choose which one you want:

What are you waiting for? Get the best hair of your life, or your money back. Check out these amazing before & after pictures, posted by users:

Heal Damage

Get Back Manageability and Health

Create an Ideal Environment to REGROW HAIR!!

Bring Life, Shine, Bounce and Vibrancy to Color-Treated Hair! 

.

Tame Those Tangles and Bring back the Soft, Shiny Curls! 

Hydrate and Nourish: Perfect for Any Hair Type or Ethnicity!

What is Your Confidence Worth? 

As mentioned above, these products are so concentrated, they will last you for months–so you actually save money while getting the hair of your dreams!

Imagine what it will be like to turn heads because you have shiny, beautiful, healthy hair.

Imagine having hair that you can’t stop touching and that makes you look great in every picture.

Imagine frizz is a thing of the past, and having great hair, even when it’s air dried.

Imagine healthier, more vibrant hair with every wash.

Imagine how you’ll feel when you see people looking twice, three times when you walk by.

Imagine spending less time getting ready, and looking even better than before.

Imagine going longer between haircuts–growing your hair longer, faster without damage

Imagine what MONAT can do for you. 

To see this month’s offers, click here. Go to “Start Now” and click on your country. You will see the offers and prices available to you today.

There are three options if you are ready to buy, and discounts are available!

How could having the best hair of your life change everything for you? There are samples available if you need to try it first–but there is always an EMPTY BOTTLE Money-Back guarantee–try it risk free for 30 days and see what Monat can do for you!

Get the best hair of your life, or your MONEY BACK! 

(Scroll down for more details on each product and what it does for you.) 

If you have any questions about any of the products, my experience, or how to order, feel free to contact me by email, text (802-227-7051) or on messenger.

Here are some details on some of MONAT’s botanical, revolutionary products:

  • Rejuvenique Oil Intensive                                                                                           Abyssinian oil was the first ingredient selected for its remarkable rejuvenating properties. Next, a blend of 13+ unique ingredients, including antioxidants, beta-carotene, and omega-3 fatty acids was developed. Thus REJUVENIQE Oil Intensive was born. Think of it like replenishing your hair and scalp with much needed nourishment that tends to be removed through washing. Because REJUVENIQE is compatible with the skin, it is easily absorbed without leaving greasiness.This flagship product balances the scalp, resolving both dryness and oiliness and nourishing the hair and scalp. Use the Rejuveniqe Oil as an overnight treatment once or twice per week, then wash the next morning. You may find yourself washing your hair less often–which is better for your hair, your scalp, and your wallet!

Rejuveniqe Oil is also a luxurious anti-aging facial moisturizer and can even be used to help resolve skin issues such as psoriasis and other rashes. It’s very concentrated, so a few drops will do–and there are over 600 drops in each bottle. With over 101 uses, this is one versatile oil! (Message me and ask for the 101 uses and I’ll send it to you!)

  • Restore Leave-In Conditioner                                                                                        I love this lightweight leave-in conditioner because it weighs down my wispy, wavy hair just enough it make it look great: it’s great in combination with the air dry cream.
  • Revive Shampoo                                                                                                                                    Get volume and smooth, shiny style. This is the shampoo I use most often for my fine, thin, limp hair.
  • Revitalize Conditioner                                                                                                                 The other half of the Volume System, this is the most popular conditioner: strengthen and smooth your hair while nourishing it and cleansing out the build-up. It smells like heaven!
  • Tousled Texturizing Mist                                                                                                                    This fun styling product gives your hair the sexy, messy look like you’ve just come back from the beach.

Guys. This technology is pretty great: tiny (natural) beads penetrate your hair shaft and actually mend split ends! Makes hair smoother and mends damage so you can go longer between hair cuts and grow your hair long, strong and smooth!

This cream has been a game changer for me: now I can air dry my hair without using curlers or tying it up all day. My hair looks great air drying it loose, and it dries so much faster!

 

 

 

 

 

 

 

If you love the idea of dry shampoo but have never found one you love, this is for you. Dry shampoos normally contain talc (carcinogen) and leave a white powder residue in your hair (not great for brunettes–which is why I’ve never used it).

This one doesn’t have talc and doesn’t leave a white residue. It lets you delay washing for another day and your hair still looks great–and nourishes your hair while doing it! Use it after going to the gym too for an effortless style.

PLUS it’s CFC-free, recyclable and doesn’t affect the ozone layer–and it’s not flammable (no butane or propane)!

This is the best hairspray I’ve ever used. The cleanest ingredients in a hairspray I’ve ever seen and doesn’t create the build up on your scalp that other hairsprays do. I also love the scent (and don’t worry — all the fragrances in MONAT products are safe).

PLUS it’s CFC-free, recyclable and doesn’t affect the ozone layer–and it’s not flammable (no butane or propane)!

In addition, when you sign up as a VIP customer now you will receive an additional free product at check-out and free shipping on your order!

*VIP benefits are below. This first order counts as your first flex ship.

More Resources:

More about MONAT: the company, the brand, the products

How to Buy genuine MONAT products and save the most money. 

How Non-toxic is it? See the Ingredients and Skin Deep Scores

Search this Group to Find Your Issue and See Which Products They Used (Everyone posts their own results here) 

A Review of WOW Apple Cider Vinegar Shampoo and Conditioner

Still have questions? Text me at 802-227-7051

or email me at leah@freedomandcoffee.com

New to Freedom & Coffee? Start here.

Disclosure: many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

What is a Side Hustle? (And Why Everybody Needs One)

Have you ever looked at your paycheck and been frustrated with how much of it is taken out for taxes?

Have you ever thought what you could do with all of that extra money if you could actually keep more of what you are earning?

Have you ever wondered why you still have to pay more taxes in April, or why you’re not getting nearly enough money back on your tax returns?

You should get a side hustle.

A side hustle is any work you do “on the side.” Some examples are: cutting hair, mowing lawns, tutoring, or selling products. Side hustles are done on your own time for extra money.

You may already be involved in a side hustle and not even realize it.

But there’s more benefit to a side hustle than just earning a little extra cash.

Money you spend to fund your side hustle is tax deductible–AND some of your current expenses could also be tax deductible!

Did you know that you can also deduct expenses that you may not have thought of?

Some examples:

  • A portion of your rent or mortgage if you do any business or preparation for business at home
  • Mileage on your car if you ever use it to drive to and from places you do business or try to get new customers
  • Utilities
  • Internet bill
  • Cell phone bill

These kinds of expenses really add up. If you are paying these expenses anyway, and you can use a portion of them to deduct money from your taxable income, your tax bill not only shrinks, but you may bump yourself into a lower tax bracket.

We’re talking potentially thousands of dollars in tax refund money.

You might say:

“I don’t have time to do anything else.”

When you think about the tax savings, you can really see the potential: what if you were doing something that only took a few hours a week but saved you thousands of dollars on your taxes, PLUS the money you make doing what you’re doing?

Do you have time NOT to get a side hustle?

You might say:

“I don’t have money to invest in a new business.”

What if you could invest a couple hundred dollars and save a few thousand dollars on taxes, and make money on top of that? Do you have the money NOT to invest in that kind of side hustle? That’s a pretty great guaranteed return, no matter what business you are in.

Here is a simplified example of the kind of tax savings possible with a side hustle:

Say you make $65,000 per year. According to your tax bracket, you’d pay 25%, or $16,250 in taxes over the course of one year.

If you had a side hustle, let’s say you could write off $15,000 in expenses per year (car mileage, part of your rent or mortgage, a portion of your cell phone bill, purchases and supplies for your business, start-up costs. If you take a trip for your business, the tax-write off numbers could easily be higher).

It is acceptable to take a “loss” in a new business for up to the first 3 years of the business. If you don’t make any money on your business the first year, here is your new taxable income:

$65,000 – 15,000 =  $50,000 taxable income. 

Now you’ve bumped yourself into a lower tax bracket, which only taxes 12% of your income. Now you’re paying only 12% taxes on a total income of $50,000

$50,000 x 0.12 = $6000 taxes.

Originally you would have paid $16,250 and now you’re paying $6000. 

You just made $10,250!

And that’s without doing anything other than starting the business– and not including any money you make for your business.

These are all estimates and would vary based on your specific circumstances, but you can see how this works. 

How would an extra $10,250 per year change your life? 

Maybe you could pay off that credit card bill. 

Make several mortgage payments. 

Take a family vacation… or four. 

Get your Side Hustle On!

 If you don’t already have a side hustle, you should definitely get one. But what kind?

For anyone in search of the perfect side hustle for you, this is an excellent webinar that discusses all of the considerations to make when choosing your side hustle.

There are lots of things you can do, from tutoring to babysitting to mystery shopping. The way to really make money, however, is to sell things. And you need to find something to sell that people really want. If you sell something you love, you can even deduct some of the products you use on your taxes as well! After all, if you are selling something to people, you need to try it out so you can tell them how great it is!

The great thing about a side hustle is that it’s flexible, and it’s based on effort.

If you don’t have a lot of time and you don’t need to make a lot of money: perfect! Do a little here or there and make some extra cash while saving tons of money on your taxes.

If you dream of quitting your job and finally being financially free: PERFECT. You can totally do that.

A Slave to the J.O.B.

I love to talk about ways to save money, and even make a little money or bonuses doing things you already do–like shopping online.

Today I want to talk about something more powerful, though: residual income.

You know how….

you go to work and you get paid for the time you spend doing things they tell you to do?

 you can have a great job with lots of money and amazing benefits, but if you don’t show up to work, you don’t get paid (or lose your job)?

 your boss (or your company) can make you do things you don’t want to do because they have the power to take away your livelihood?

 rumors in the company about layoffs keep you up at night, worried what you would do if you lost your job?

The big corporations we work for have us at the end of a rope, and there isn’t much we can do about it. We need the money they are paying so we will do whatever it takes to earn it.

  • Hour-long commute in rush hour traffic.
  • Long days in a boring office sitting at a computer.
  • Eye, back, neck strain from sitting at a desk all day.
  • Doing the same thing every day.
  • Longing for that next vacation.

What choice do we have? We have to earn a living. We have bills to pay, kids to feed, Christmas presents to buy!

Where does all the money go?

Enter: Side Hustle

What if you could reduce your tax burden while increasing your income?

Most of us have jobs. A side hustle is an income “on the side.” Working for yourself! There are so many advantages to working for yourself: flexible schedule, tax deductions and extra income!

You can make your own hours–you can work as much as you want to, and you don’t have to quit your current job (unless you want to…).

There are so many benefits to getting a side hustle, you may be wondering why you don’t have one yet.

Here are a few questions to ask yourself when deciding on a side hustle:

  • If you could do something you love and get paid for it, what would that be?
  • How much money would you want to make to reach your goals?
  • What is your biggest motivation for finding a side hustle?
  • How could your family’s life change if you made an extra $1000 a month? An extra $5,000? $10,000?
  • What personal goals could be pursued or attained if you had financial freedom?

 The answers to these questions may bring you closer to the side hustle that’s perfect for you.

Of course, I have a couple of favorites, for very good reasons. I’d love to discuss with you why I chose them and why they are working for me!

Learn a little bit more about the ones I’m involved with here:

(Try it for yourself: get FREE samples!)

BUT WAIT, THERE’S MORE! 

I love this webinar that goes through all of the things to consider when deciding on your perfect side hustle. Watch it here:

 What do you think? What kind of side hustle would suit you best?

 If you want some suggestions or tips on finding a side hustle, email me at leah@freedomandcoffee.com or message me on Facebook and we’ll discuss your goals and how you can achieve them!

Contact me by email (leah at freedomandcoffee dot com) or message me on Facebook to learn more about the side hustles I’m involved in and the side hustle that is perfect for you.

New to Freedom & Coffee? Start here.

Disclosures:

Many of the product links in this post are affiliate links, which means I will receive a small commission from any purchase. I only recommend products that I love and this is at no extra cost to you. Thank you for supporting our mission with your clicks!

I am not an accountant, so please talk with your accountant or tax preparer for more details on the tax deductions for which you qualify.